Jumbo Loans

What is a Jumbo Loan?

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Any loan greater than $679,650 is categorized as jumbo. Rates on jumbo loans are typically higher than conforming loans, however, many jumbo loans require just 10% down payment and have no mortgage insurance! Jumbo Loans are typically used to buy more expensive homes and multi million dollar high-end custom construction homes. Be careful if selecting properties currently be used as agricultural, because even though you may just want the land, there may be zoning in place that could impede on your Green Acres dream home.


Single family residence between $680,000 and 2.5 million dollars. Many of our jumbo buyers have the ability to pay cash, but have made the determination it’s better to finance in the short term and maintain substantial bank and investment balances.


10 % down payment and no mortgage insurance

Loan Limits

We offer jumbo loans upto $2.5 million dollars. As buyers of these homes tend to have diverse income, asset and debt scenarios, each jumbo loan is evaluated on an individual basis. Hualalai Resort…. Kukio…. Waiki`i Ranch…. or even upper Lako Street you can get a great interest rate and low down payment on loans $680,000 and up! At Trusted Home Loans we move quickly and proficiently so you can get your dream home.

beach house

How Can We Help You?

A multi-million dollar home purchase may be an alternative to a commercial investment. Share your goals with us and allow us the opportunity to offer several loan options. We will discuss your options to deliver the best loan for your needs.

Get approved today!